For Families


The need for financial education cuts across all generations and all backgrounds. The Schwab MoneyWise® program offers guidance, tools and tips to help everyone make the most of their money.

Schwab MoneyWise program components
The website contains practical guidance, tips, tools, calculators and other useful resources for families and individuals. It is organized into the following sections:

Money Basics - Includes financial goal-setting, budgeting, calculating personal net worth, managing credit and debt, saving and getting started with investing. There’s also information on insurance, retirement, estate planning and taxes.

Life Events - Addresses important financial decisions involved in changing jobs, getting married, buying a home, starting a family, getting divorced and losing a spouse.

Ask Carrie — A weekly syndicated financial advice column by Carrie Schwab-Pomerantz, CFP®, and president of Charles Schwab Foundation, and Senior Vice President, Charles Schwab & Co., Inc.

Parents & Educators - Offers tips and ideas for raising money-smart kids at home, and offers classroom resources for teachers.

Calculators & Resources — Includes our popular monthly budget planner, several calculators to help with everything from saving and paying off debt to buying a home, planning for a child’s college education and preparing for retirement.

You’ll also find the results of our annual Families & Money surveys that provide insights into Americans’ money attitudes, behaviors and expectations.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.



Schwab MoneyWise workshops

These workshops are designed to help parents, educators and other interested adults raise money-wise kids.  The two workshops cover saving and the benefits of starting early, budgeting, the dos and don’ts of credit for young people and the ABCs for beginning investors.

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