So you think I should invest? Okay, teach me how!

Understanding the basics of investing is the best way to start


Few things are as empowering as taking charge of your financial future. And perhaps the best way to do that — and achieve your financial goals — is to invest.

Simply put, the goal of investing is to grow money over time. By doing so, investors create the opportunity to put their money to work.

But the prospect of learning how can be daunting. Even armed with the basics, some still sit on the sidelines, waiting for the "right" time to invest. It's tempting to think of reasons to put it off: I haven't saved enough yet, it's too time consuming or I don't know where to start.


In fact, a recent online study of consumers’ digital preferences showed that the biggest barrier to investing for many is knowing where to start.

The truth is, people can start investing with just a few hundred dollars simply by learning the basics, creating a plan and sticking to it.

A new resource from Charles Schwab aims to help teach this and more by pulling back the curtain for new investors, answering some of the fundamental questions like why to start and where to start, and offering a few guiding principles that can help along the way.

What’s the difference between saving and investing, for example? Or, how much should I start with? How should I invest $1,000? $100,000? And, what are some common types of investments?

The answers to these questions and more are available at

As part of the Schwab Knowledge Center, the site is but one of many tools users can access to start their investing journey, no matter where they are in life.



The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

Investing involves risk, including loss of principal.