Schwab Modern Wealth Survey 2024

Survey shows increasing financial confidence from generation to generation and younger Americans investing at an earlier age

Key Findings

  • More than 60% of Americans feel they are in a better position to achieve their financial goals than the generations that came before them.
     
  • Nearly three in five Americans are investing today. Investing participation is higher among older generations, but younger generations are beginning to invest sooner.
     
  • Just 36% of Americans have a written financial plan. Among those who do, nearly all (96%) say they feel confident that they will reach their financial goals.
     

Fact sheets

Select a city below to view a summary of key findings for that geographic region.

Atlanta | Boston | Chicago | Dallas | Denver | Houston |

New York | Phoenix | San Francisco | Seattle | 

Southern California | Washington, D.C.

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