Community Development
When communities are strong, our whole society is stronger.
Building stronger communities
Charles Schwab Bank’s Community Reinvestment Act program serves the credit needs of the communities in which we operate, including low- and moderate-income neighborhoods.

Fueling small businesses
We support nonprofit organizations that provide mentorship, coaching, capital, loans, and technical assistance to small businesses.
We also partner with, invest in, and lend to Community Development Financial Institutions (CDFIs).
Helping underserved communities
- In 2022, we made 384 small business loans totaling $166 million and 17 community development loans totaling $385 million.

Developing affordable housing
With our innovative partners we’re providing more affordable housing to help address pressing housing insecurity issues like displacement.
Our nonprofit partners provide homebuyer support, community services and safe and quality rental housing.
Funding that makes a difference
- Our $10 million investment in the Housing Partnership Equity Trust is helping acquire and preserve high-quality affordable rental housing close to jobs, good schools, and other community resources.

Helping people gain financial freedom
We partner with organizations that support financial education, asset building initiatives and emergency assistance to help people with their financial futures.
Through Schwab's Moneywise America, volunteers facilitate financial education sessions for teens and adults.
How our partners help
- Texas-based Family Pathfinders is helping its client-base of more than 5,500 people create plans to increase savings, reduce debt, decrease use of payday loans, and improve credit scores.
More than $4 billion invested in underserved communities since 2004
$399 million
to small business and sustainable job creation
$3.8 billion
to affordable housing
$11.5 million
to financial capability and other community services
Explore our impact
Food and family in Brooklyn


Changing lives with financial knowledge

Embracing all abilities and creating opportunities

Creating big impact for small businesses
